For Australians Buying Property Overseas

Independent Due Diligence for Buying Property Overseas

An independent AI due-diligence check on your overseas developer and contract, built to catch the legal traps that cause foreign buyers to lose everything, before you hand over a cent. Live now for Bali, Thailand and Dubai, with more markets on the way.

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Zero developer money Report within 24 hours Bali · Thailand · Dubai
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Clear RED / YELLOW / GREEN risk report
Void nominee ownershipLeasehold expiry trapsOff-plan developer collapsePayments routed outside escrowUnverified land titlesHidden contract red flags
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US$10.4B≈ AUD 16BForeign money tied up in illegal Bali nominee structures (K3NI, 2026)
2026New Indonesian law criminalises nominee “ownership” — with asset seizure for foreign buyers
29%Of Bali villa buyers are Australian — the largest foreign buyer group
10,500Bali properties foreign-held through illegal nominees, now facing enforcement (K3NI, 2026)
1.6MAustralian visits to Bali in 2025, its largest foreign-buyer pool (BPS Indonesia)
From AUD 195What a PropSafe check costs — independent, fast, built to protect you
THB 15.1B≈ AUD 700MEstimated nominee-arrangement damages Thai authorities are prosecuting (DBD, 2025)
2025Supreme Court struck down the “30+30+30” lease-extension trap — the cap stays 30 years
46,918Companies flagged for nominee investigation; 852 already prosecuted (DBD, 2025)
49%Foreign-ownership cap per Thai condo building — past it, title can’t be registered
14,899Foreign condo transfers in 2025 at a 6.28% gross yield (net realistically 4–5%)
From AUD 195What a PropSafe check costs — independent, fast, built to protect you
AED 761B≈ AUD 320BRecord Dubai property sales in 2024 — volume that also draws unregistered developers (DLD)
~60%Of 2024 Dubai sales were off-plan — where delay, insolvency and cancellation hit buyers
2007Off-plan payments must sit in a RERA-supervised escrow account (Law No. 8 of 2007)
OqoodOff-plan must be on the DLD’s Oqood register — unregistered means no legal interest
FreeholdForeigners can own freehold in Dubai — but only in designated areas (DLD)
From AUD 195What a PropSafe check costs — independent, fast, built to protect you

You found the villavillaapartment.
You shouldn't trust the contract.

Every week, Australians put their life savings into overseas property, in Bali especially, and sign contracts they don't fully understand, with developers they haven't verified, using legal structures a foreign government can unwind at any time.

The most common trap in Bali is the nominee structure. A developer or agent sets up an arrangement where an Indonesian citizen technically owns the land "on your behalf." It looks like ownership. It is not. Indonesian courts treat these arrangements as void from the start, which can leave the foreign buyer with no enforceable claim to the land.

Thailand has its own version of the same trap. Foreigners can't own land outright, so deals get pushed through Thai companies with nominee shareholders, or a Thai individual holding title "on your behalf" — both illegal under Thailand's Land Code. Even a legitimate condo purchase can fail if the building has already hit its 49% foreign-ownership limit, because your title can never be registered.

Dubai is different — and that lulls people. Here foreigners genuinely can own freehold, but in designated areas only, and most sales are off-plan. The money is lost when a developer stalls or never completes, or when payments are routed outside the RERA-supervised escrow account the law requires (Law No. 8 of 2007). A polished brochure is not a registered project.

You wouldn't buy at home without a conveyancer reading the contract. But overseas, most buyers sign first and hope. The language is foreign, the law is foreign, and the lawyer is expensive, slow, and often conflicted, because they're paid by the same side selling you the property.

PropSafe is independent. We take zero money from developers or agents. We work only for you.

10,500
Bali properties held by foreigners through illegal nominee structures, per the Indonesian Nominee Crisis Working Group (K3NI). Enforcement is escalating under 2026 regulations.
SOURCE: Indonesian Nominee Crisis Working Group (K3NI), 2026
US$10.4B≈ AUD 16B
Estimated value of foreign money exposed through these void nominee arrangements — money Indonesian courts can treat as never legally owned.
SOURCE: Indonesian Nominee Crisis Working Group (K3NI), 2026
29%
Of Bali villa buyers are Australian, the largest foreign buyer group, per agency sales data. Over 1.6 million Australians visited Bali in 2025.
SOURCE: Bali brokerage sales data; BPS Indonesia Tourism Statistics 2025
46,918
Companies flagged for nominee investigation by Thai authorities, with 852 already prosecuted, across high-risk sectors including real estate. Estimated damages exceed THB 15 billion (≈ AUD 700M).
SOURCE: Thailand Department of Business Development (DBD), 2025
2025
A March 2025 Supreme Court ruling invalidated “30+30+30” lease-extension structures. Any villa contract promising renewals beyond the 30-year cap is selling something the court has already struck down.
SOURCE: Thai Supreme Court ruling, March 2025; Land Code s.86
14,899
Foreign condo transfers in Thailand in 2025 — foreigners can own condos freehold within the 49% quota — at a 6.28% average gross yield (net realistically 4–5%).
SOURCE: REIC; Global Property Guide, Q3 2025
AED 761B≈ AUD 320B
Total value of Dubai real estate transactions in 2024, a record high. Unlike Bali or Thailand, foreigners CAN own freehold here — but only in designated areas, and the volume draws unregistered developers and off-plan projects that stall or never complete.
SOURCE: Dubai Land Department (DLD), 2024
Law No. 8 / 2007
Every off-plan project in Dubai must be registered with RERA and take buyer money only into a supervised escrow account, released against verified construction milestones. Payments routed outside escrow — to a personal or company account — are the classic way foreign buyers lose deposits.
SOURCE: Dubai Law No. 8 of 2007 (Escrow Accounts); RERA
Oqood
Off-plan sales must be recorded on the DLD's Oqood interim register before any title deed exists. An off-plan unit not registered on Oqood gives you no recorded legal interest in the property — a critical check before you pay.
SOURCE: Dubai Land Department (DLD) — Oqood off-plan registration

The upside is real. So is the risk.

Overseas property can deliver strong returns — which is exactly why so much money moves fast, and why unverified developers and unenforceable contracts thrive. Here's the real, sourced picture for the market you're looking at. Every figure is cited; net returns run lower than gross.

Average property price trend (indexed, 2020 = 100)
100101109122144158202020212022202320242025index

Bali villa prices have risen roughly 10–12% a year since the post-COVID reopening — but fast-rising markets are exactly where unregistered developers and illegal nominee deals cluster.

SOURCE: REID / InvestLandBali, Tranio, Bamboo Routes (2025)

Annual rental income: Airbnb vs long-term (representative villa)
38,000Airbnb(short-term)22,000Monthly(long-term)US$ / year

Short-term (Airbnb) can gross more than a long-term let, but carries far higher costs, vacancy and management — and only if your title and permits are actually valid.

SOURCE: Airbtics, Bali Villa Realty (2025/26)

Indicative gross rental yield by strategy
10Airbnb(short-term)6Monthly(long-term)% gross

Gross yields before costs. Realistic net yields are several points lower — especially for Airbnb after fees, management and vacancy.

SOURCE: Airbtics, Bali Villa Realty (2025/26)

Average condo price trend (indexed, 2020 = 100)
10099106117124130202020212022202320242025index

Phuket condo prices recovered hard after the 2021 reopening and have grown steadily since — strong demand also fuels off-plan and renewal-trap deals.

SOURCE: Knight Frank Thailand, CBRE, REIC — Phuket market reports (2025)

Annual rental income: Airbnb vs long-term (representative condo)
520,000Airbnb(short-term)300,000Monthly(long-term)THB / year

Short-term lets gross more in high season but face heavy seasonality (May–Oct low season) and 20–30% management fees; long-term income is steadier.

SOURCE: Alestria Property, JFTB Real Estate Phuket (2025)

Indicative gross rental yield by strategy
11Airbnb(short-term)7Monthly(long-term)% gross

Gross yields before costs. Net yields realistically run 4.5–6.5% short-term and 3.5–5.5% long-term after fees and vacancy.

SOURCE: Alestria Property, JFTB Real Estate Phuket (2025)

Average residential price per sq ft (AED)
8908701,0391,1591,4501,640202020212022202320242025AED / sq ft

Dubai prices surged after 2021 to record highs — a booming off-plan market where developer insolvency and stalled projects are the core risk, not nominee structures.

SOURCE: Dubai Land Department RPPI, ValuStrat, Property Monitor (2025)

Annual rental income: short-term vs long-term (representative 1-bed)
135,000Short-term(holiday home)100,000Long-term(annual lease)AED / year

Holiday-home (short-term) lets gross more but run 30–40% operating costs and need a DTCM permit; annual leases are stable and lower-effort.

SOURCE: Bayut, Map Homes Real Estate — Dubai yield data (2025)

Indicative gross rental yield by strategy
9Short-term(holiday home)6.7Long-term(annual lease)% gross

Gross yields before costs. Net yields run roughly 6.5–9% short-term and 5–6% long-term; prime/luxury areas yield less.

SOURCE: Bayut, Map Homes Real Estate — Dubai yield data (2025)

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A plain-English
risk report.

Not a 40-page legal document you can't read. PropSafe checks your deal against a country-specific rulebook and hands you a clear breakdown: what's dangerous, what's missing, and the exact questions to put to a licensed notary before you sign.

Every flag is colour-coded by severity. Every report ends with your notary checklist. You stay in control of the decision, with the information you were missing.

See Pricing
Contract Risk Report — Sample
High Risk
Possible nominee structure detected
Title references freehold held by an individual, with a side agreement naming a foreign "beneficial owner." This pattern is illegal under Indonesian law and unenforceable.
Lease extension terms are vague
Renewal described as "by mutual agreement" with no fixed price or formula. Risk of losing land rights or facing a steep renewal demand at expiry.
Payment routed to a personal account
Funds directed to an individual rather than a company or notary escrow. A common mechanism in Bali property fraud.
Bilingual notarised deed referenced
Contract names a licensed PPAT and Indonesian governing law. This part is structured correctly.
Illustrative sample for demonstration only. Information and risk-flagging, not legal advice. Always engage a licensed Indonesian notary (PPAT) before signing.
Zero developer moneyPaid by buyers only. Never by developers. Independence is the product.
Report within 24 hoursNot weeks. Not thousands of dollars.
Information, not adviceWe flag risk and route you to licensed professionals.
Built for buyers overseasBali, Thailand and Dubai live now. More markets in development.

Before you find a contract.
And before you sign one.

Check One

Developer Trust Check

Before you have a contract. Before you even visit. Enter a developer or project name and find out what the public record actually says, or whether the red flags are already there.

  • Indonesian company registry status (OSS-RBA)
  • Years operating and registered directors where public
  • Any legal disputes or penalties in public records
  • News and complaint-forum flags, with sources
  • A plain-English red, amber, or green summary
Check Two

Contract Risk Report

When you have a contract, upload it. We read every clause against the specific dangers that cause foreign buyers to lose everything in Bali, and show you exactly where the risks are.

  • Nominee structure exposure, the #1 cause of total loss
  • Title type checked against legal foreign-ownership options
  • Lease extension clauses: present, absent, or vague
  • Payment routing: escrow or dangerous personal account
  • Zoning and permit red flags
  • The exact questions to ask your notary before signing
See the Full Process
Don't be the buyer who found out too late

Check your deal before you sign it.

It takes minutes and costs less than a flight upgrade. The cost of getting it wrong can be everything.

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PropSafe provides information and risk-flagging services only. Reports are not legal advice. Always engage a licensed Indonesian notary or property lawyer for final due diligence before any transaction.